When Bianca Miller was five, she turned her bedroom into a mini art studio and sold her artwork to her first customers – her parents. While playful, this early venture sparked her understanding of money and value exchange.

As a teenager, she launched profitable businesses, and in her early twenties, she became a finalist on The Apprentice. Today, the serial entrepreneur and investor credits much of her success to the financial lessons her parents modeled from a young age.

Bianca’s story is inspiring but far from common. Early financial education is rare, yet it could be the key to closing the racial wealth gap.